Malpractice

What our policy covers

Any claim made against you in respect of bodily injury of any patient or client, caused by reason of breach of professional duty, negligent act, negligent error or negligent omission committed in the course of professional practice and in or about the conduct of your business.

Significant features and benefits

• Cover available for a wide range of Healthcare Businesses
• Broad definition of insured
• Limit of Indemnity up to £10 Million (or equivalent)
• Cover provided on a Claims Made basis
• Includes cover for Vicarious Liability for employees
• Includes indemnity to Principals
• Worldwide cover for Good Samaritan Acts
• Retroactive & Run-Off Cover available subject to underwriter’s  agreement

Significant or unusual exclusions

Any claim, investigations or circumstances:

• known to you before commencement of the policy
• made against any Medical or Dental Practitioner
• for reimbursement of your fees
• insured or indemnified elsewhere
• arising from dishonesty of employees or agents
• arising from clinical trials or research projects
• arising from work carried out in the USA or Canada