Care Quality Commission

Developments in the law and the regulatory regime have increased the exposure of regulated healthcare companies to the risk of incurring substantial costs in dealing both with investigations into the care they provide and potential criminal prosecution.

The Corporate Manslaughter and Corporate Homicide Act which came into effect in April 2008 created a new offence – corporate manslaughter, which means that companies who cause death by gross negligence can be prosecuted. Because of the likely complexity of any such proceedings, the legal costs will be correspondingly high.

From April 2009 independent healthcare services must be registered with the Care Quality Commission and demonstrate that they continue to meet essential, common quality standards. The Commission have a wide range of investigative and enforcement powers including suspension or closure of the service and removal from the register.

As an integral part of our suite of professional indemnity insurance products MPS Risk Solutions Limited offers Medicolegal Protection which provides cover against reasonable legal expenses up to £250,000 in defending, representing or serving your interests in: 

• criminal proceedings under the Corporate Manslaughter and Corporate Homicide Act 2007 arising from the death of your patient or client
• legal proceedings brought against you by a regulatory authority
• a Coroner’s Inquest or equivalent
• a Royal Commission or Public Enquiry

• Proposal Form
  

  If you would like us to provide an insurance quotation for your business please download the appropriate Proposal Form for your business, complete & sign it then return to us either:

   

  By Email to: quotes@mpsrs.co.uk

   

  By Post to: MPS Risk Solutions Limited, Granary Wharf House, Leeds, LS11 5PY.

   

  By Fax to: 0113 241 0387

   

  Here is a copy of our latest policy wording for your information.

• Professional Indemnity & Medicolegal Policy Wording
  

  The Professional Indemnity & Medicolegal Policy Wording provides full cover details, including definitions, terms and conditions. This policy provides cover for Malpractice, Good Samaritan Acts, Professional Indemnity & Medicolegal Protection.

• Initial Disclosure Document
  

  We are required by our regulators the Financial Services Authority (FSA) to provide all our customers with our Initial Disclosure Document. Please take time to read this document and retain for future reference.